Table of Contents
BEST IELTS General Reading Test 553
IELTS GENERAL READING TEST 553 – PASSAGE – 2
IELTS GENERAL READING TEST – 553
READING PASSAGE – 2
Insurance Direct
When it comes to home insurance, choosing the right cover is vital. Whether it’s your family home or a rental property, Insurance Direct can help you choose the level of cover that suits you best.
We have a network of branches and agencies across the country, as well as two contact centres which are available 24/7. We have an A+ (Excellent) financial strength rating so you know you’re in good hands!
IELTS General Reading Test
Just some of the reasons to use Home Insurance Direct
• No claims bonus if you haven’t made a claim in the last year
• Stolen keys? Put your mind at ease with our keys and locks replacement benefit
• We can cover your accommodation costs while your house is being repaired or rebuilt
Benefits
Replacement cover and temporary accommodation
Replacement insurance for your home up to the sum insured. Temporary accommodation cover is also provided – up to £15,000 for temporary accommodation expenses, or £25,000 with our additional Protector policy – feel at ease knowing that you’ll have somewhere to live if you have to move out of your home while it’s being repaired or rebuilt.
IELTS General Reading Test
Keys and locks cover
Up to $1,000 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen or illegally duplicated – helping relieve any burglary worries.
One event – one excess
If we’ve already accepted a claim for damage to your home and you have to make another claim related to that same event then there will only be one excess payable. It will be the highest excess or excess refund that applies.
IELTS General Reading Test
Property security cover
Up to $2,000 to temporarily secure your house while it’s unoccupied following loss or damage – one less worry at a stressful time.
Liability cover
We will cover you for your legal liability as the owner of your house for claims made on you as a result of accidents at the house which cause property damage.
Landscape cover
Up to $2,500 to replace your lawn, flowers, hedges, trees or shrubs damaged by a house fire or a vehicle damaging your house.
IELTS General Reading Test
No claims bonus
If you haven’t made any claims with your previous insurer or with us for the last year, you’ll receive a no claims bonus. And, if you don’t make any claims during the next two years you’ll qualify for an extra no claims bonus.
Boundary fences
We’ll help repair any damage to your boundary fences up to $25,000. In the case of fence lines shared with neighbour, Insurance Direct will pay 50% of the cost.
Swimming and spa pool pumps and motors
We’ll help repair or replace your swimming or spa pool pumps and motors up to their current value if they are damaged.
So call us now and give yourself peace of mind!
IELTS General Reading Test
Questions 14 – 20
In boxes 14-20 on your answer sheet write
TRUE if the statement agrees with the information
FALSE if the statement contradicts the information
NOT GIVEN if there is no information on this
14. You can speak to the company any time, day or night.
15. The maximum amount available to spend on short term accommodation is £15,000.
16. Insurance Direct do not cover vehicles.
17. There is no additional payment required for replacing keys.
18. You only need to pay one excess payment even if you are involved in a second accident.
19. Non-claimants qualify for a discount after 12 months and again after 24 months.
20. Insurance Direct will cover all costs of communal fencing between properties.
IELTS General Reading Test
Read the text below and answer questions 21-26.
DC Funds
A Division of SouthBank, Australia
INFORMATION TO ASSIST IN SHIFTING RETIREMENT FUNDS
FROM AUSTRALIA TO NEW ZEALAND
The following information is to assist individuals in transferring retirement funds from Australia to New Zealand under Superannuation Savings Regulations as outlined by both governments.
SECTION 1 deals with statutory requirements in terms of Superannuation rules in the jurisdiction of both countries. Please consult your financial advisor to ensure all rules are adhered to in terms of statutory requirements. (See Pages 2 – 3.)
IELTS General Reading Test
SECTION 2, is summarised as follows, and lists the requirements pertaining to the required supporting documents before any funds transfer can proceed. (See Pages 4 – 5.) In particular, details are supplied as to the requirements for certified copies of documents.
A certified copy is a document that has been certified as a true copy of an original document.
In order to certify a document, original documents must be photocopied and both must be taken to one of the people listed in the categories below to be certified that the photocopy is a true and correct copy of the original document.
IELTS General Reading Test
Examples of documents that may need to be supplied include a
• passport
• driver’s licence
• national ID card
• proof of residence, such as
• current utilities bill issued within the last 3 months, with current address
• current bank statement, with current address
Only the following can act as a witness for Statutory Declaration purposes:
IELTS General Reading Test
In Australia:
• Justice of the Peace
• Notary Public
• Lawyer*
• Police Officer*
* if authorised to do so in accordance with the Oaths and Declarations Act 1960.
Overseas:
• An Australian Consular Officer
• An Australian Diplomatic Officer
• A person listed as an authorised witness and who holds a current Australian qualification, licence or registration (eg. an Australian doctor or lawyer working overseas). A copy of the person’s credentials must be supplied.
IELTS General Reading Test
Questions 21 – 26
In boxes 21 – 26 on your answer sheet write
TRUE if the statement is true
FALSE if the statement is false
NOT GIVEN if the information is not given in the notice
21. The information on transferring funds is designed to help companies in Australia and New Zealand.
22. Section 2 of the notice particularly gives advice on supplying copies of required documents.
23. A certified copy means the copy and the original are both witnessed by someone in an approved profession.
24. A National Superannuation card is an example of a document that may need to presented.
25. In Australia, if a Lawyer or a Police Officer acts as a witness, they require further qualifications.
26. Lawyers may act as witnesses only in Australia.
IELTS General Reading Test
IELTS General Reading Test
ANSWERS
14. TRUE
15. FALSE
16. NOT GIVEN
17. TRUE
18. FALSE
19. TRUE
20. FALSE
21. FALSE
22. TRUE
23. TRUE
24. NOT GIVEN
25. TRUE
26. FALSE
IELTS General Reading Test